Money Tree Care: Everything Needed for Easy Indoor Growing

Money tree care is surprisingly easy once you understand the plant’s specific needs. Known for its braided trunk and bright green leaves, the money tree (Pachira aquatica) is a popular indoor plant believed to bring luck and prosperity. Whether you’re a beginner or an experienced plant grower, this guide will walk you through how to take care of a money tree the right way.


Table of Contents


How to Take Care of a Money Tree

The money tree, also called the pachira plant or fortune plant, thrives indoors with proper light, water, and soil conditions. Native to Central and South America, this tropical beauty prefers indirect sunlight and consistent moisture. It’s low-maintenance but sensitive to overwatering, making it essential to follow a clear care routine.


Plant Profile

FeatureDetails
Scientific NamePachira aquatica
Common Name(s)Money Tree, Guiana Chestnut, Fortune Plant
Plant TypeTropical broadleaf evergreen
Best Climate / USDA ZonesZones 10–12 (indoor plant elsewhere) (What are USDA zones?)
Preferred Light ConditionsBright, indirect light
Watering NeedsEvery 1–2 weeks (allow topsoil to dry)
Soil TypeWell-draining peat-based potting mix
Pet Safe or ToxicPet-safe (non-toxic to cats and dogs)
Common IssuesYellow leaves, root rot, leaf drop

pachira money tree care: indoor guiana chestnut care

Money Tree Care Tips

Follow these practical tips for healthy and happy pachira money tree care:

  • Water Properly: Water every 1–2 weeks, depending on the environment. Let the top inch of soil dry before watering again to avoid root rot.
  • Use the Best Soil: The best soil for money tree plants is a well-draining potting mix with peat moss, sand, or perlite.
  • Light It Right: Place your money plant indoors in a spot with bright, indirect light. Avoid direct sun to prevent leaf scorching.
  • Maintain Humidity: These plants love humidity. Mist leaves or use a humidity tray during dry seasons.
  • Fertilize Sparingly: Use a balanced fertilizer for money tree plants once a month during spring and summer. Avoid over-fertilizing.
  • Rotate Regularly: Turn the plant occasionally to promote even growth and keep the shape symmetrical.
  • Repot When Needed: Repotting a money tree is recommended every 2–3 years or when roots become crowded. Use fresh money tree potting soil.

Did You Know?

  • The money tree is often sold with a braided trunk, which is man-made and symbolizes unity and prosperity.
  • In feng shui, it’s believed to bring wealth and positive energy when placed in the southeast corner of the home or office.
  • Though native to swampy regions, money trees dislike soggy soil—proper drainage is key.

Common Problems and Solutions

Yellowing Leaves: Often due to overwatering. Let the soil dry out and ensure your pot has drainage holes.

Leaf Drop: A sudden change in temperature or light exposure can stress the plant. Keep conditions stable.

Root Rot: Caused by poor drainage or excessive watering. Repot with well-draining soil and remove rotted roots.


FAQs about Money Tree Care

How often to water a money tree?

Water your money tree every 1–2 weeks, allowing the top inch of soil to dry out between waterings. Adjust frequency based on humidity and light levels.

How do I repot a money tree?

To repot, gently remove the plant, trim any damaged roots, and place it in a slightly larger pot with fresh potting mix for money tree plants. Water lightly after repotting.

How tall does a money tree get?

Indoors, a money tree typically grows 4 to 6 feet tall, but in its natural habitat, it can reach up to 60 feet.


Final Thoughts on Money Tree Care

Mastering money tree care is a rewarding experience that doesn’t require a green thumb. With the right watering schedule, proper soil, and light conditions, your pachira plant will thrive and add beauty—and maybe a little luck—to your space. Keep your fortune plant healthy with consistent care, and you’ll enjoy its vibrant greenery for years to come.

If you’re enjoying learning about indoor plant care, be sure to check out our guide on Christmas cactus care. Just like the money tree, this festive favorite has its own unique needs when it comes to watering, lighting, and blooming. It’s the perfect next read for expanding your houseplant know-how!